
Effective Date: Jan 1, 2026
Last Updated: Jan 4, 2026
1. Introduction
This End User License Agreement (“Agreement”) is a legal contract between you (“User,” “you,” or “your”) and Biz‑Dash Inc. (“Biz‑Dash,” “we,” “our,” or “us”) governing your use of the Biz‑Dash application, related software, and all associated services (collectively, the “Service”).
By installing, accessing, or using Biz‑Dash, you provide explicit, informed consent under PIPEDA, Québec Privacy Act (Bill 25), GDPR (if applicable), and CCPA/CPRA to our data practices as detailed herein and in the linked Privacy Policy and Data Processing Addendum (DPA). If you do not agree, do not use the Service.
2. License Grant
Subject to your compliance with this Agreement, Biz‑Dash grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your internal business purposes, in compliance with applicable privacy laws.
You may not:
Copy, modify, or create derivative works of the Service.
Reverse-engineer, decompile, or disassemble any part of the Service.
Rent, lease, or sublicense the Service.
Use the Service to develop a competing product or in violation of data protection laws.
3. Data Connections and Third‑Party Integrations
The Service connects to third‑party accounts (e.g., QuickBooks Online, Shopify) via authorized APIs. You explicitly authorize Biz‑Dash to access, process, and store such data solely as your data processor under the DPA, for analytics purposes.
Biz‑Dash complies with PIPEDA accountability, Québec Privacy Act governance policies, GDPR Art. 28 (processor obligations), and CCPA data minimization. Third-party terms apply separately.
4. Use of AI and Data Anonymization
Biz‑Dash employs AI for anonymized market/financial analysis. All identifiable data is anonymized (e.g., via tokenization/aggregation) prior to AI processing, rendering it non-personal under PIPEDA, GDPR (Recital 26), CCPA, and Québec Privacy Act—exempting it from regulated scopes.
You consent to such processing for Service improvement. Biz‑Dash conducts Privacy Impact Assessments (PIAs/DPIAs) per Bill 25/GDPR for high-risk activities.
5. Accuracy and Limitation of Advice
AI insights are informational only. Biz‑Dash is not a certified advisor. Users bear sole responsibility for decisions, acknowledging no warranties under privacy laws.
6. User Responsibilities
You agree to:
Provide lawful, accurate data and explicit consent for processing.
Comply with PIPEDA/GDPR/CCPA/Bill 25 as data controller.
Secure your credentials and notify breaches immediately.
7. Intellectual Property
All IP remains Biz‑Dash's. No rights transferred.
8. Privacy, Data Protection, and Compliance
Biz‑Dash adheres to:
PIPEDA: Meaningful consent, safeguards, access rights, breach reporting to Privacy Commissioner if "real risk of harm".
Québec Privacy Act (Bill 25): Governance policies, explicit consent, PIAs, 30-day breach notice to CAI/users.
GDPR: Lawful basis (your consent/contract), data subject rights (access/deletion in 30 days), subprocessors listed in DPA.
CCPA/CPRA: "Do Not Sell/Share" opt-out (not applicable—no sales), rights requests via email at [email protected].
Data Processing Addendum (DPA): Defines Biz‑Dash as processor; you as controller. Covers subprocessors, audits, data return/deletion on termination.
Security: Encryption (AES-256/TLS 1.3), access controls, annual audits per standards.
9. Subscription, Fees, and Termination
Paid access per displayed terms. Termination revokes license; data handled per DPA/Privacy Policy (deletion within 30 days unless legally retained).
10. Disclaimers
Service “as is.” No implied warranties. Compliance efforts do not guarantee flawlessness.
11. Limitation of Liability
Liability capped at 12 months' fees. Excludes indirect damages, even for privacy breaches (to max extent permitted).
12. Indemnification
You indemnify Biz‑Dash for claims from your data provision/breaches of controller duties under applicable laws.
13. Data Subject Rights and Breach Notification
Request access/correction/deletion via [email protected] (response ≤30/72 days per law). Breaches posing significant harm/risk notified within timelines: PIPEDA (prompt), GDPR (72h), Bill 25 (30 days), CCPA (45 days).
14. Modifications
Updates notified via email/app (30 days for material privacy changes). Continued use = acceptance.
15. Governing Law
Laws of Québec, Canada (Quebec Privacy Act/PIPEDA apply). Disputes in Montréal courts. For EU users, GDPR supplemental.
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