Construction & Trades

Build Profit, Not Just Projects

Running a construction or trade business isn’t just about finishing the job—it’s about keeping your margins healthy, your cash flow steady, and your bids profitable. At Perfect Cents Solutions (PCS Inc.), we help contractors, builders, and trades professionals stay on top of every dollar, deadline, and detail.

Construction is unpredictable—change orders, retainage, material price jumps, and late payments can hit all at once—so we design financial systems that help you stay profitable through it all.

Turn Construction Chaos Into Financial Control

Whether you run a small reno crew or manage large commercial projects, PCS provides bookkeeping, payroll, and fractional CFO services built specifically for construction and trades.

Our team understands the numbers behind each phase of a job, helping you track costs, forecast cash, and keep every project running profitably—not just on paper. We don’t just manage your books; we help you manage your business.

How PCS Helps Contractors

and Trades Businesses

1.

Job Costing and Profit Tracking

Know exactly which jobs are making you money. We track labor, materials, subs, and overhead in real time so you can see margins clearly and catch problems before they turn into losses.

2.

Progress Billing and Retainage Management

Get paid faster and keep cash moving. We handle progress draws, retainage tracking, and AIA‑style documentation so invoicing is accurate, on time, and compliant.

3.

Equipment and Asset Management

Your tools and machinery are big investments. We track equipment costs, maintenance, and depreciation so you maximize value, plan replacements, and minimize tax surprises.

4.

Cash Flow Forecasting and Credit Line Optimization

Construction cash flow can swing hard from project to project. We help you forecast upcoming needs, line up credit wisely, and avoid those “busy but broke” moments.

5.

Subcontractor & Vendor Management

Let us deal with the paperwork pile. We organize subcontractor payments, lien waivers, and T4A compliance so you can stay on site instead of behind a desk.

6.

Change Order Tracking and Contract Accounting

Unbilled change orders are lost profit. We help you document, approve, and account for scope changes so every earned dollar actually hits your books.

7.

Payroll & Wage Compliance

From field crews and apprentices to government and union work, we handle payroll, deductions, and wage reporting accurately and on time.

8.

Multi‑Province Tax and Regulatory Compliance

Working across provinces? We keep your GST, QST, PST, and HST filings accurate and on schedule so you stay compliant wherever the work takes you.

MEET THE FOUNDER & CEO

How PCS Helps Contractors

and Trades Businesses

We know your industry:

From plumbers and electricians to civil contractors, we understand how construction cash, costs, and contracts really work.

We speak your language:

Progress billing, retainage, WIP, and job costing are our everyday vocabulary.

We’re QuickBooks Online experts:

We connect your systems for real-time insights and automation that cuts down on manual entry and errors.

We’re strategic, not just operational.

Our fractional CFOs and analysts help you price, bid, and grow with profitability in mind.

We’re bilingual and local:

Montréal-based, serving clients across Québec and Canada in both English and French.

We’re proactive:

We don’t just show up at year-end—we help you make better decisions month after month.

Tailored Services for Every Type of Construction Business

Specialty Trades (Plumbing, Electrical, HVAC, Carpentry, etc.)

⸱ Real-time job costing and materials tracking

⸱ Cash flow and receivables management

⸱ Progress billing and change order documentation

General Contractors and Project Managers

⸱ Subcontractor tracking, compliance, and lien management

⸱ Bonding reports and WIP preparation

⸱ Multi-project cost controls and profitability analysis

Heavy Civil & Infrastructure Firms

⸱Equipment utilization and depreciation schedules

⸱ Certified payroll and public contract compliance

⸱ Multi-entity and joint venture accounting

From Job Sites to Balance Sheets —

We’ve Got You Covered

The construction world moves fast, and your accounting needs to keep up. PCS keeps your books accurate, your reports clear, and your financial strategy aligned with your pipeline, so you can focus on building projects that last.

Let’s build financial strength that’s as solid as your craftsmanship.